Big Time!

Co-blogger Pat Paule and Friend of InsureBlog (FoIB) Bob Graboyes have just been published at Real Clear Markets. It's a great explanation of how the Actuarial Value calculation promises to become a major stumbling block for ACA-compliant plans:

"Think of Pat's client as the student with the highest GPA in the class. Typically, this student would be valedictorian. At the ACA School, however, the art teacher/principal says sternly, "I'm deeply disappointed in your performance. Unless you want an F this semester, you had better answer more questions incorrectly and miss some deadlines. Consider this a warning."

Read the whole thing.